To take advantage of our other products, you will be required to
open a Regular Shares account. By doing so, you will become an owner of Valley Community
Credit Union. This gives you voting rights and even makes you eligible
to run and be elected to the board of directors at our annual meeting. $10.25
is required to open an account. $5.00 is kept in this account at all times
to continue your ownership status.
A Regular Share account is a savings account. This account can grow
and a maximum number of transactions are allowed each month.
For credit unions, the Share Draft Account is what
others may know as a Checking Account. This account provides the convenience
of depositing your payroll checks automatically and allowing easy access to your
funds through automatic payments, writing checks, or using your debit card.
This is especially for our members 55 years plus.
This member will receive:
- Special checks with VIP written on them
- One free box of checks
- No fee checking
- Two free wires a year
- Four free money orders a month
Teach your children good savings habits early in life. This account
is for members 12 and under. The minimum balance to open an account is
$5.00.
As your child saves, rewards will be given to encourage more savings. In
addition, account holders will receive a yearly birthday card and there will
be events held especially for the Pee Wee member.
This account is an effective way to save for the holidays. Your account
will grow throughout the year. Withdrawals are restricted until November
1 of each year. This is a great way to be ready for the yearly expected
holiday spending spree and will aid in keeping those credit card balances low,
making the account holder a responsible consumer. There is a $5.00 minimum
to open this account.
This is an Idaho Medical Savings Account. The savings in this account
will allow you to deduct up to $2,000 ($4,000 filing joint) on your Idaho State
Income Tax Return. This is a great way to set aside out of pocket medical
expenses. If you do not use these funds in a given year, they remain
available to you in the next year. The funds will remain yours for medical
purposes. The minimum balance required to open is $5.00.
Start your retirement plan with an IRA. Traditional or Roth IRAs are
available at Valley Community Credit Union. We can help you reach your financial
goals for retirement. Minimum opening requirement is $5.00.
This account is for the benefit of small business owners. It is a way
to keep costs down for those who have a limited amount of transactions per
month. We like small businesses to succeed and we have provided a low
cost way for business owners to manage their finances.
|
