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- Accepted Worldwide
- Competitive fixed loan rate
- No loan origination fees
- No pre-payment penalties
- No annual fee
- $250,000 Travel Insurance (Certain Terms & Conditions
Apply)
- Can have more than one card per account
- Can access Visa ATM machines (Machines must be marked with "Visa" logo)
- Statements mailed monthly on active accounts
- Payments of 3.5% of balance or $15.00 minimum Visa credit
limits range from $500 - $15,000
- 25-day grace period for purchases
- Can view recent Visa activity online through ezcardinfo.com (if
you do not login within 180 days of your last login date, you
will need to re-register with ezcardinfo.com for online access)
Debit cards are the easiest way to access your account. They
can be used to check your account balance at ATMs, make purchases,
get cash from those purchases, order merchandise on line, or pay
bills on line. In most cases, when a member qualifies to
open a checking account, they can fill out a debit card request
form and order a debit card.
A fixed amount can be loaded on these cards which can
be used just like debit cards. They can be used to make purchases,
get cash from those purchases, order merchandise on line, or pay
bills on line. In most cases, when a member qualifies to
open a checking account, they can fill out a debit card request
form and order a debit card.
Gift Cards are exactly what they are called. They are a great way to give
a gift to someone. It is a prepaid card, not a credit card, and can be
used anywhere VISA debit cards are accepted, except at the gas pump, for hotel
rentals, or for auto rentals. You will find the VISA Gift Card is convenient,
secure, and easy to use at retail stores and on the Internet.
Allows the member to deposit payroll checks automatically and
pay bills electronically with automatic deductions that go
directly to the billing company. With this product, payroll
can be split between checking and savings, so savings will
automatically grow.
Allows the member to make loan payments automatically within
Valley Community Credit Union, transfer within group of accounts,
or cross-transfer to another family member’s account
on a regular schedule.
206 North Main Street
Cascade, ID
(Guaranteed
Asset Protection)
There could be a big difference between what your insurance
will pay and what you owe on your loan. Most cars depreciate
by thousands of dollars as soon as they are purchased. Unfortunately,
if your vehicle is stolen, accidentally damaged beyond repair,
or otherwise declared as a total loss, you are still liable to
pay the difference, or the “gap,” between your insurer’s
settlement and your loan balance. That gap will come out
of your pocket for a vehicle that, for all practical purposes,
no longer exists.
For more information, call Valley Community Credit Union (208)
466-8163 or Click
Here.
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